Welcome to Property Partners and your easiest entry into property ownership, my name is Natalie and I hope you enjoy our journey!
It was near impossible to save a deposit, the market and inflation was increasing faster than my savings. My fear of debt and the complications of buying a house overwhelmed me to the point that it stopped me taking the big step.
Then I discovered a unique strategy that would spread the risk and give me the benefits of investment without the massive financial commitment.
To do this I have created:
Investment opportunities, providing nil borrowing entry into property market and/or long term investment suited to small investors, poor savers/retainers of wealth, Self Managed Super Funds and retirees.
Attractive rent returns and depreciation opportunities.
Investors can opt in to a new offering (property) as funds allow and sell/transfer as needs dictate.
Properties in a variety of areas to create a range of price options and exposure to the different gains available. You can invest in a number of areas rather than one for the same expenditure. Unlike traditional property trusts, Property Partners allows you to select the property that you have ownership in. $10k is all you need.
Property, either housing or commercial, either single dwellings or multiples, criteria to be sustainable/attractive rental areas, good capital growth potential with transport and employment nearby.
The Maths!
Bank returns: $10,000 invested @ 5% interest per annum equals $500 per year!
Therefore total value return $10 per week and losing real value as time passes!
My returns: $10,000 invested in property based in Brisbane CBD gives
$1664 total, this is achieved by rent of $470 per year* ($10 per
week after body corporate fees and rates minus 7% property management
and two weeks vacancy per year),
depreciation deductions available of $250 per year (based on $250,000
construction costs, specific depreciation tables will be supplied with
each property) which would return a $75 refund at a 30c tax rate plus
capital gain of 11% per year (Based on National figure from RP Data Pty
Ltd. Specific area reports will be supplied for each property)!
Therefore total value return $32 per week or $1664 per annum and keeping pace with inflation!
Saving for a home?
When applied to saving for a deposit, if I tried to save $50,000 for a deposit and costs I found that the money earned minimum interest in a bank, I was tempted to spend my savings and property was going up in price faster than I could save!
If I borrowed $50,000 and used that to buy into a investment property, I was forced to make the repayments, got tax breaks on depreciation, interest on the loan AND got rent from the property. Within 2 years I could earn approximately $7,500 more than if I had managed to save by outlaying the same amount each week and my investment property was keeping pace with the property market!
We have opportunities to suit investors, first home buyers and Self Managed Super Funds, call 1300 818 474 to find out how we can help you!
NOTE, all figures are approximate and should be verified by independant sources!
Useful links:
http://www.understandingmoney.gov.au/content/consumer/financialliteracy/...
Property Partner Investments Pty Ltd ACN 144 947 955